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Retirement Income

The Myth of Retirement Spending

Conventional wisdom is that retirees spend a fixed amount per year in real terms (i.e. after adjusting for inflation), meaning that the amount they need,

Retirement Income

I can predict the future…

… but not very well. That was the the headline from some ground breaking research released last week by Income Lab, a US-based software platform.

Retirement Income

Reasons to be cheerful

Ian Dury and Steven Morrisey – the great investment philosophers “Heaven knows I’m miserable now” I always felt that Morrissey (the singer from the Smiths,

Retirement Income

Another reason to spend your savings!

Readers of this blog will know that I am a fan of academic research into retirement habits. I’m also keen to make sure that people

Retirement Income

How will your spending change in retirement?

A new study gives insight into the spending of British retirees… Back in May, the Institute for Fiscal Studies released one of the first pieces

Retirement Income

Sell Slowly

New US research has demonstrated that it might be possible to squeeze a little more from your retirement income portfolio by making a small change

Retirement Income

Tell me about your childhood

In the decades of my involvement in financial planning, financial psychology has been an increasingly important part of what we do. In the olden days,

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