The Myth of Retirement Spending
Conventional wisdom is that retirees spend a fixed amount per year in real terms (i.e. after adjusting for inflation), meaning that the amount they need,
Philip Wise
September 18, 2023
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I can predict the future…
… but not very well. That was the the headline from some ground breaking research released last week by Income Lab, a US-based software platform.
Philip Wise
April 17, 2023
Reasons to be cheerful
Ian Dury and Steven Morrisey – the great investment philosophers “Heaven knows I’m miserable now” I always felt that Morrissey (the singer from the Smiths,
Philip Wise
October 17, 2022
Another reason to spend your savings!
Readers of this blog will know that I am a fan of academic research into retirement habits. I’m also keen to make sure that people
Philip Wise
October 3, 2022
Why retirement planners don’t celebrate birthdays
In the little world of retirement planning, birthdays aren’t that significant (if you are a friend or family and you’re reading this, they are still
Philip Wise
September 5, 2022
How will your spending change in retirement?
A new study gives insight into the spending of British retirees… Back in May, the Institute for Fiscal Studies released one of the first pieces
Philip Wise
August 29, 2022
Don’t touch… when doing nothing is the right thing to do
There’s an old pilot joke about cockpit automation that says the ideal flight crew is a pilot and a dog. The pilot is there to
Philip Wise
August 22, 2022
Sell Slowly
New US research has demonstrated that it might be possible to squeeze a little more from your retirement income portfolio by making a small change
Philip Wise
August 1, 2022
Should you be planning your health in retirement?
Regular readers of this blog will know how much I value new research from the USA into my chosen field of retirement income planning. So,
Philip Wise
May 9, 2022
Tell me about your childhood
In the decades of my involvement in financial planning, financial psychology has been an increasingly important part of what we do. In the olden days,
Philip Wise
May 3, 2022