Managing a successful retirement – Guest feature

I’m delighted to be able to introduce a guest blog post. The post is written by one of our clients, who is a professional life coach, and helps people with transitions in their lives. As well as being a coach, Joanne has had a successful career in business, whilst bringing up her family. She recently moved to Spain so has plenty of her own experience of making life transitions!

Philip

Managing a successful retirement

I’m at the point in my life where I just want my family happy, my health good, my mind right, my finances flowing and no drama.

While we are now able to retire at a time that feels ‘right’ for us, how do we know if and when the time is ‘right’?

In the midst of stressful times at work, many of us have joked about looking forward to retirement and living the life of luxury. Whilst the life of luxury may not be on the cards for all of us, we are advised to begin investing in pensions and retirement funds early on to make the transition more comfortable. 

Often, however, very little thought is given to the personal aspects of retirement, and how this huge change will affect us on a psychological and emotional level.

Retirement does offer an opportunity to make big lifestyle changes for the better, but many of us have an idealistic picture of what it will be like, which may differ from reality. 

The transition from work to retirement brings challenges and concerns for everyone, whether you are the one retiring or the partner who is about to be seeing a lot more you! Maybe you are the partner who has to continue to work while your other half can now enjoy themselves every day, spending time and money on new hobbies and interests, without you…

Does the idea of being with loved ones for long periods of time sound wonderful or restrictive? Will they understand how you feel? 

Will you be lonely without the social interactions you had at work?  Colleagues can be frustrating but maybe you’ll actually miss them! 

For many of us our job is part of our identity. When people ask what we do, we tell them what our jobs are – it’s part of our status in society. What do we say now? …we used to be a something or other, or do we say we are retired, and would that make us sound old and past it, heaven forbid!

Sorting out the financial side of retirement is only one of many things to think about. Will you still be you without your job? Rather than an exciting new chapter, retirement can feel overwhelming for some, bringing feelings of loss and confusion.

Preparing yourself for a life change like retirement is one of the best ways to ease the transition, and this is where the expertise of a coach can help. Whether it’s supporting you with making a retirement plan or helping with ideas of how to spend your time when you stop working, having some guidance can really help.

Regular coaching sessions in the lead up, or during, retirement, can help to identify any fears you may have so they can be resolved. A coach can help unpick your worries about retiring and prepare you for the change. Working together with a coach you can create new goals that will help you feel fulfilled and happy in retirement.

Coaching can also help you to understand your key motivations, values, skills and interests so you have a clear picture of what you want from your life after retirement.

As the partner of the retiree, a coach can help manage expectations, deal with feelings of jealousy or having your space invaded.  A coach will never judge you and will offer a completely safe and confidential space to be yourself, giving honest feedback in a supportive and non-judgemental capacity.

For a complementary call to discover if coaching is right for you and your goals please contact me at joanne.florentine@gmail.com.

Philip Wise | philip@sussexretirement.co.uk

Managing Director and Chartered Financial Planner

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