What If Pension Tax Free Cash Were Removed?
There has been plenty of speculation in the media recently that the next government will remove the tax free lump sum from pensions. Readers of
Philip Wise
July 4, 2024
Our Latest Posts
Subscribe to our blog for our latest thoughts and comments about world events and financial planning developments.
What Expenditure is Essential?
In its recent Retirement Income Advice Review, the FCA referred on several occasions to “essential expenditure”; for a long time, we’ve used the same term,
Philip Wise
June 14, 2024
The Problem with Retirement Income Planners
I think that retirement income planners are generally great people. Particularly if they are based in Sussex… But there’s a fundamental problem with all retirement
Philip Wise
June 7, 2024
The Second Most Important Election of the Year – Campaigning Starts
Last week, a soggy Rishi Sunak set the date for our election. For UK investors, the date of the most important election has been known
Philip Wise
May 31, 2024
Joni Mitchell Retirement Advice
A bit of serendipity this last week. I was reading an article from some of our American friends (ThinkAdvisor) when Joni Mitchell’s “Big Yellow Taxi”
Philip Wise
May 20, 2024
Retirement Income Advice Review
The FCA recently announced the results of its review of Retirement Income Advice. My immediate reaction was to be flattered – it was great to
Philip Wise
April 26, 2024
Frugal or Tight?
I listened to a podcast this week about Ingvar Kamprad, the founder of IKEA. He’s a fascinating character, but what struck me was how he
Philip Wise
March 12, 2024
How to Work out Your Retirement Expenditure
Addition, Subtraction or Both? I was asked at the weekend to give my number one retirement planning tip. The person asking the question was taken
Philip Wise
March 4, 2024
The Myth of Retirement Spending
Conventional wisdom is that retirees spend a fixed amount per year in real terms (i.e. after adjusting for inflation), meaning that the amount they need,
Philip Wise
September 18, 2023
Mind the gap… The Confidence Gap
“Once we know our weaknesses, they cease to do us any harm”. So said Georg Lichtenberg, the physicist who is better known for coming up
Philip Wise
February 14, 2022