How Frequently Should You Withdraw Money From Your Retirement Savings?
A large number of academic studies have looked into the best ways to make withdrawals from retirement savings, so that your money doesn’t run out
Philip Wise
June 23, 2025
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Why the First Years Of Retirement Matter Most for Your Pensions and Investments
When it comes to planning for retirement, most people focus on how much they’ve saved and what kind of return they can expect from their
Philip Wise
June 10, 2025
How to Work out Your Retirement Expenditure
Addition, Subtraction or Both? I was asked at the weekend to give my number one retirement planning tip. The person asking the question was taken
Philip Wise
March 4, 2024
Could you spend more in early retirement?
If an individual could know in advance how their portfolio would perform over the course of their retirement, they could be assured in drawing down
Philip Wise
February 21, 2024
The cost of retirement is going up too
We’re used to hearing about the “cost of living crisis”, almost every day. It follows that the cost of retirement is also going up, and
Philip Wise
February 15, 2024
Retirement has changed and policymakers need to catch up
A recent survey (1), released at the start of the week, confirmed something we have known for a long time – more than half of
Philip Wise
February 5, 2024
The lure of investment alchemy – timing the market
In a perfect world, it would be wonderful if you could buy your investments when they were at a low point, then sell them again
Philip Wise
December 4, 2023
Strong Foundations or Unsteady Ground?
Over the last year, shares from global, developed markets have produced a good return for investors; many have been surprised to see that returns have
Philip Wise
November 8, 2023
Retirement is Headline News!
The last couple of weeks have been exciting for us pension geeks. Most of the time, people try to change the subject when I tell
Philip Wise
March 27, 2023
Mind the gap… The Confidence Gap
“Once we know our weaknesses, they cease to do us any harm”. So said Georg Lichtenberg, the physicist who is better known for coming up
Philip Wise
February 14, 2022