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The Four Horsemen of the retirement apocalypse

Inflation, Deflation, Confiscation and Devastation In his book “How History Informs Portfolio Design”, US financial advisor and historian William Bernstein offers an operational definition of

Is it time to buy an annuity?

We’ve been looking more closely at annuities recently for our clients, as rates have been gradually rising. Annuity rates are at their best level since

Getting Interesting

For the last few years, we’ve grown used to interest rates falling. The Bank of England responded to COVID by reducing interest rates to, pretty

When will there be good news?

This is the title of one of my favourite Jackson Brodie detective stories, and when I watch the TV news at the moment, its title

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