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Retirement Income

Could you spend more in early retirement?

If an individual could know in advance how their portfolio would perform over the course of their retirement, they could be assured in drawing down

Retirement Income

The Myth of Retirement Spending

Conventional wisdom is that retirees spend a fixed amount per year in real terms (i.e. after adjusting for inflation), meaning that the amount they need,

Retirement Income

Financial Nudity

Getting Financially Naked with your partner will help to avoid Financial Infidelity. The Three Ways for Retired Couples to Manage their Money. Whether you’ve been

Retirement Income

Retirement Outlook

Over the last few months, we have seen some changes to the outlook for people who are about to retire, and those who have retired.

Retirement Income

What if your retirement is unplanned?

As we are retirement planners, you might imagine that our clients tend not to have retirements which aren’t planned for, and you’d be right that

Retirement Income

Reasons to be cheerful

Ian Dury and Steven Morrisey – the great investment philosophers “Heaven knows I’m miserable now” I always felt that Morrissey (the singer from the Smiths,

Retirement Income

Another reason to spend your savings!

Readers of this blog will know that I am a fan of academic research into retirement habits. I’m also keen to make sure that people

Retirement Income

How will your spending change in retirement?

A new study gives insight into the spending of British retirees… Back in May, the Institute for Fiscal Studies released one of the first pieces

Retirement Income

“Sharing my screen cost me £48,000”

The FCA has recently issued a warning of a new type of scan, which is of particular concern. We felt that we should draw your

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