What’s wrong with The 4% Rule?
Some years ago, Bill Bengen, one of the Gods of Retirement Planning stumbled across the “4% rule”. Bengen never intended for it to be a
Philip Wise
December 6, 2021
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Underestimating expenditure – the biggest retirement risk?
It can be difficult to predict what your outgoings will be in the future. However, getting it wrong can be the difference between a happy
Philip Wise
November 29, 2021
Should you move home when you retire?
We’re all pretty attached to our homes. By the time we retire, our homes don’t just provide comfort and shelter, they also provide physical proximity
Philip Wise
November 22, 2021
Who are you? What are you doing here?
Akiva ben Yosef was an influential first century rabbi, living in Roman territory, who inspired many followers. He has a lesson to teach us that
Philip Wise
November 8, 2021
Reading this post will make you live longer
One of the fundamental risks in retirement is unknown longevity; the risk of running out of assets before you run out of time. How long
Philip Wise
November 1, 2021
Pension living standards
We are particularly poor at academic research into retirement income in the UK, and, as a result, we make the job of retirement income planning
Philip Wise
October 25, 2021
Has life expectancy reduced?
Retirement income planning made the news this week, with one report about the amount people spend in retirement, and another about life expectancy hitting the
Philip Wise
October 18, 2021
The three stages of retirement
The Old Age Pension was introduced in 1908, and was paid to people over the age of 70. At the time, only in one in
Philip Wise
October 11, 2021
Seven is the new Five – Update from the Investment Committee
Sussex Retirement Planning’s investment committee met on Wednesday, to discuss the world of investments and to decide whether any adjustments are needed in light of
Philip Wise
October 4, 2021
How often should you rebalance your retirement portfolio?
Asset allocation has been proven to be the most important factor in determining investment returns, and Sequence Risk (created by the particular sequence in which
Philip Wise
September 27, 2021