Not If But When
There’s been one story that’s been repeated time and again this year – and for once, it’s got very little to do with the US
Philip Wise
August 8, 2025
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Pensions Are Interesting!
I’ve always found pensions to be an interesting topic of conversation. This might be why I get so few dinner party invites. However, the current
Philip Wise
July 30, 2025
Why Do We Underestimate Our Lifespan?
Failing to think about living into our 80s and 90s can have significant negative financial implications. The average life expectancy for a man aged 65
Philip Wise
July 17, 2025
Why I’m Not About To Retire
You may be aware that I had a big birthday recently. I’m sure I’m not the first person to be puzzled about how I’ve managed
Philip Wise
July 8, 2025
How To Thrive in Retirement
Many people look forward to retirement, leaving the 9-5 grind behind and having time to do things they’ve always wanted to do. But for those
Philip Wise
June 30, 2025
How Frequently Should You Withdraw Money From Your Retirement Savings?
A large number of academic studies have looked into the best ways to make withdrawals from retirement savings, so that your money doesn’t run out
Philip Wise
June 23, 2025
Why the First Years Of Retirement Matter Most for Your Pensions and Investments
When it comes to planning for retirement, most people focus on how much they’ve saved and what kind of return they can expect from their
Philip Wise
June 10, 2025
Why You May Wish To Consider Increasing Your Exposure To Risk As You Get Older
A common assumption for studies about the sustainability of income in retirement is that the asset allocation (i.e. the proportions in shares, cash, property and
Philip Wise
February 4, 2025
Is The US Stock Market Too Concentrated?
In recent years, a handful of companies have dominated the US stock market, and, with the US being the largest of the world’s markets, those
Philip Wise
January 28, 2025
Will Retirement Cost More in 2025?
One of the most important factors in retirement planning is the “safe withdrawal rate”. This is a formula which tells you how much you can
Philip Wise
January 22, 2025