What Rubbernecking can teach us
I was late to work this morning – there was a crash on the other side of the dual carriageway. Like all of the other
Philip Wise
October 24, 2022
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Reasons to be cheerful
Ian Dury and Steven Morrisey – the great investment philosophers “Heaven knows I’m miserable now” I always felt that Morrissey (the singer from the Smiths,
Philip Wise
October 17, 2022
Another reason to spend your savings!
Readers of this blog will know that I am a fan of academic research into retirement habits. I’m also keen to make sure that people
Philip Wise
October 3, 2022
State Pension – should you defer?
I like to post this blog every year or so as it’s always a useful topic for those approaching retirement. With all aspects of the
Philip Wise
September 26, 2022
Why retirement planners don’t celebrate birthdays
In the little world of retirement planning, birthdays aren’t that significant (if you are a friend or family and you’re reading this, they are still
Philip Wise
September 5, 2022
How will your spending change in retirement?
A new study gives insight into the spending of British retirees… Back in May, the Institute for Fiscal Studies released one of the first pieces
Philip Wise
August 29, 2022
Don’t touch… when doing nothing is the right thing to do
There’s an old pilot joke about cockpit automation that says the ideal flight crew is a pilot and a dog. The pilot is there to
Philip Wise
August 22, 2022
Sell Slowly
New US research has demonstrated that it might be possible to squeeze a little more from your retirement income portfolio by making a small change
Philip Wise
August 1, 2022
Buffer Assets – What are they and why do you need them?
My week usually involves reading articles written by US academics who specialise in retirement planning. This week I’ve summarised an article about retirement written by
Philip Wise
July 25, 2022
The Four Horsemen of the retirement apocalypse
Inflation, Deflation, Confiscation and Devastation In his book “How History Informs Portfolio Design”, US financial advisor and historian William Bernstein offers an operational definition of
Philip Wise
July 18, 2022